Resources
Understand the vocabulary before you're asked to decide.
Short explainers on the terms that do the most work in a coverage decision — written to be read once and remembered.
Basics · 7 min read
Understanding health insurance
The five numbers and one structure that decide what a plan will actually cost you.
Networks · 6 min read
PPO vs HMO vs EPO
Three network designs, three different answers to the question of who you can see.
Life changes · 6 min read
COBRA alternatives
What to compare when continuing your old plan turns out to be the expensive option.
Coverage types · 7 min read
Health insurance for the self-employed
Buying your own coverage after a W-2 plan: what changes and what to prioritise.
Coverage types · 5 min read
Choosing family coverage
How per-person and per-family limits change the maths on a family plan.
Costs · 4 min read
Deductible vs maximum out-of-pocket
Two numbers people mix up, and the one that defines your worst year.
Networks · 4 min read
How to check your doctor's network
A short, reliable process for confirming participation before you enrol.
Basics · 5 min read
Private vs marketplace coverage
Two routes to individual coverage and the questions that separate them.
Ready to understand your options?
Start a coverage review and see what's actually available to you. No obligation, and no application until you decide.