You are the benefits department
Employer plans hide most of the decision. On your own, every part of it is visible — which is more work, but it also means the plan can be built around how you actually work and use care.
Who we help
Coverage for the self-employed
Without an employer menu, you choose the network, the deductible and the balance between monthly cost and cost at the point of care.
Uneven income changes the calculation
When revenue varies month to month, a predictable cost structure can be worth more than the lowest possible premium. We look at what a bad month and a bad year each look like before recommending a direction.
- Start from the out-of-pocket maximum and work backwards.
- Confirm provider access if you travel or work across regions.
- Consider dental and vision separately rather than assuming they're bundled.
Ready to understand your options?
Start a coverage review and see what's actually available to you. No obligation, and no application until you decide.