Filter coverage options by plan type, carrier, deductible and out-of-pocket maximum, then compare up to three side by side.
Plan details reflect the published product listings. Monthly pricing varies by age, location and household, and all plans are subject to underwriting.
First Health PPO Network (Aetna-Owned)
Optimum Health Saver
PPO
First Health PPO Network (Aetna-Owned)
Deductible
$5,000 hospital / $0 otherwise
Max out-of-pocket
Not published
Primary care
Zero copays
Specialist
Zero copays
Enrollment fee
$50
Coinsurance
Not published
Monthly
$132–$715/mo
Budget friendly PPO health plan that delivers national coverage for wellness, doctors, urgent care, surgery and hospitalization.
Lowest monthly entry point
Infrequent care
National network access
First Health EPO Network (Aetna-Owned)
Maxguard 300 Deductible
EPO
First Health EPO Network (Aetna-Owned)
Deductible
$300
Max out-of-pocket
Not published
Primary care
$50
Specialist
$50
Enrollment fee
$0
Coinsurance
0%
Monthly
$329–$949/mo
A low-deductible EPO with flat copays for everyday care and no in-network coinsurance on covered services.
Predictable copays
Regular visits
No enrollment fee
First Health EPO Network (Aetna-Owned)
MedMax 250 Deductible
EPO
First Health EPO Network (Aetna-Owned)
Deductible
$250
Max out-of-pocket
$9,200
Primary care
$50
Specialist
$50
Enrollment fee
$60
Coinsurance
0% extra
Monthly
$369–$1,079/mo
A copay-driven EPO with a $250 deductible and unlimited coverage subject to visit limits.
Low deductible
Everyday care
Copay clarity
MultiPlan PHCS Extended PPO Network
LifeX VL 500 Deductible
PPO
MultiPlan PHCS: Extended PPO Network
Deductible
$500
Max out-of-pocket
$10,600
Primary care
$50
Specialist
$50
Enrollment fee
$0
Coinsurance
Copay-only plan: 0% extra
Monthly
$329–$1,060/mo
A copay-only PPO on the MultiPlan PHCS extended network, with a $500 deductible and no in-network coinsurance surprises on covered services.
Copay-only simplicity
Broad provider access
No enrollment fee
United Healthcare Choice Plus PPO Network
UHC Premier 5000
PPO
United Healthcare Choice Plus PPO Network
Deductible
$0
Max out-of-pocket
Not published
Primary care
Zero copays
Specialist
Zero copays
Enrollment fee
$0
Coinsurance
Not published
Monthly
$587–$1,582/mo
Budget friendly PPO health plan that delivers national coverage for wellness, doctors, urgent care, surgery and hospitalization.
No deductible
National network access
Households with routine care
MultiPlan PHCS Extended PPO Network
LifeX MM 500 Deductible
PPO
MultiPlan PHCS: Extended PPO Network
Deductible
$500
Max out-of-pocket
$9,200
Primary care
$50
Specialist
$50
Enrollment fee
$0
Coinsurance
Copay-only plan: 0% extra
Monthly
$429–$1,209/mo
A copay-only PPO with unlimited coverage and a $500 deductible, trading higher emergency and surgery copays for a lower entry cost than the VL design.
Copay-only simplicity
Unlimited coverage
No enrollment fee
MultiPlan PHCS Extended PPO Network
LifeX 7250 Deductible
PPO
MultiPlan PHCS: Extended PPO Network
Deductible
$7,250
Max out-of-pocket
$10,600
Primary care
$25
Specialist
$40
Enrollment fee
$0
Coinsurance
Not published
Monthly
$521–$1,488/mo
A higher-deductible PPO where everyday copays apply from day one, so routine care stays usable while the deductible sits behind larger claims.
First-day copays
Routine visits
Lower monthly cost
Cigna PPO Network
Med Performance 7350
PPO
Cigna PPO Network
Deductible
$7,350
Max out-of-pocket
$7,350
Primary care
$50
Specialist
$100
Enrollment fee
$75
Coinsurance
Not published
Monthly
$622–$1,869/mo
A Cigna PPO design where the out-of-pocket maximum matches the deductible, with first-day copays covering routine, chiropractic and mental health visits.
Contained worst case
Mental health access
Provider breadth
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