The Trusted PartnersCoverage guidance

Coverage

Every option, in the same format.

Filter coverage options by plan type, carrier, deductible and out-of-pocket maximum, then compare up to three side by side.

Plan details reflect the published product listings. Monthly pricing varies by age, location and household, and all plans are subject to underwriting.

First Health PPO Network (Aetna-Owned)

Optimum Health Saver

PPO

First Health PPO Network (Aetna-Owned)

Deductible
$5,000 hospital / $0 otherwise
Max out-of-pocket
Not published
Primary care
Zero copays
Specialist
Zero copays
Enrollment fee
$50
Coinsurance
Not published
Monthly
$132–$715/mo

Budget friendly PPO health plan that delivers national coverage for wellness, doctors, urgent care, surgery and hospitalization.

  • Lowest monthly entry point
  • Infrequent care
  • National network access
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First Health EPO Network (Aetna-Owned)

Maxguard 300 Deductible

EPO

First Health EPO Network (Aetna-Owned)

Deductible
$300
Max out-of-pocket
Not published
Primary care
$50
Specialist
$50
Enrollment fee
$0
Coinsurance
0%
Monthly
$329–$949/mo

A low-deductible EPO with flat copays for everyday care and no in-network coinsurance on covered services.

  • Predictable copays
  • Regular visits
  • No enrollment fee
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First Health EPO Network (Aetna-Owned)

MedMax 250 Deductible

EPO

First Health EPO Network (Aetna-Owned)

Deductible
$250
Max out-of-pocket
$9,200
Primary care
$50
Specialist
$50
Enrollment fee
$60
Coinsurance
0% extra
Monthly
$369–$1,079/mo

A copay-driven EPO with a $250 deductible and unlimited coverage subject to visit limits.

  • Low deductible
  • Everyday care
  • Copay clarity
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MultiPlan PHCS Extended PPO Network

LifeX VL 500 Deductible

PPO

MultiPlan PHCS: Extended PPO Network

Deductible
$500
Max out-of-pocket
$10,600
Primary care
$50
Specialist
$50
Enrollment fee
$0
Coinsurance
Copay-only plan: 0% extra
Monthly
$329–$1,060/mo

A copay-only PPO on the MultiPlan PHCS extended network, with a $500 deductible and no in-network coinsurance surprises on covered services.

  • Copay-only simplicity
  • Broad provider access
  • No enrollment fee
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United Healthcare Choice Plus PPO Network

UHC Premier 5000

PPO

United Healthcare Choice Plus PPO Network

Deductible
$0
Max out-of-pocket
Not published
Primary care
Zero copays
Specialist
Zero copays
Enrollment fee
$0
Coinsurance
Not published
Monthly
$587–$1,582/mo

Budget friendly PPO health plan that delivers national coverage for wellness, doctors, urgent care, surgery and hospitalization.

  • No deductible
  • National network access
  • Households with routine care
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MultiPlan PHCS Extended PPO Network

LifeX MM 500 Deductible

PPO

MultiPlan PHCS: Extended PPO Network

Deductible
$500
Max out-of-pocket
$9,200
Primary care
$50
Specialist
$50
Enrollment fee
$0
Coinsurance
Copay-only plan: 0% extra
Monthly
$429–$1,209/mo

A copay-only PPO with unlimited coverage and a $500 deductible, trading higher emergency and surgery copays for a lower entry cost than the VL design.

  • Copay-only simplicity
  • Unlimited coverage
  • No enrollment fee
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MultiPlan PHCS Extended PPO Network

LifeX 7250 Deductible

PPO

MultiPlan PHCS: Extended PPO Network

Deductible
$7,250
Max out-of-pocket
$10,600
Primary care
$25
Specialist
$40
Enrollment fee
$0
Coinsurance
Not published
Monthly
$521–$1,488/mo

A higher-deductible PPO where everyday copays apply from day one, so routine care stays usable while the deductible sits behind larger claims.

  • First-day copays
  • Routine visits
  • Lower monthly cost
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Cigna PPO Network

Med Performance 7350

PPO

Cigna PPO Network

Deductible
$7,350
Max out-of-pocket
$7,350
Primary care
$50
Specialist
$100
Enrollment fee
$75
Coinsurance
Not published
Monthly
$622–$1,869/mo

A Cigna PPO design where the out-of-pocket maximum matches the deductible, with first-day copays covering routine, chiropractic and mental health visits.

  • Contained worst case
  • Mental health access
  • Provider breadth
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