First Health PPO Network (Aetna-Owned)
Optimum Health Saver
Budget friendly PPO health plan that delivers national coverage for wellness, doctors, urgent care, surgery and hospitalization.
- Plan type
- PPO
- Network
- First Health PPO Network (Aetna-Owned)
- Enrollment fee
- $50
- Coverage limit
- $500,000 per person
- Deductible
- $5,000 hospital / $0 otherwise
- Max out-of-pocket
- Not published
- Monthly range
- $132–$715/mo
- Coinsurance
- Not published
Copays by service
| Service | Your cost |
|---|---|
| All services | Zero copays |
Benefits
- Budget friendly PPO with national coverage
- Wellness visits included
- Doctor visits included
- Urgent care included
- Surgery included
- Hospitalization included
Best suited for
- Lowest monthly entry point
- Infrequent care
- National network access
Important limitations
- ELIGIBILITY PLACEHOLDER — most applicants under age 65; approval may depend on basic health underwriting. Confirm wording with compliance.
- Plan details are transcribed from the published product listing and are not an offer of coverage.
- Pricing varies by age, location and household, and is subject to underwriting.
Estimate your monthly cost
Four quick questions give you an estimated monthly range for Optimum Health Saver. A licensed consultant confirms your exact price — nothing is applied for here.
Where do you live?
Only states where this plan is available are listed.
Questions about Optimum Health Saver?
We can check whether your providers participate and how this compares with the other options available to you.