MultiPlan PHCS Extended PPO Network
LifeX VL 500 Deductible
A copay-only PPO on the MultiPlan PHCS extended network, with a $500 deductible and no in-network coinsurance surprises on covered services.
- Plan type
- PPO
- Network
- MultiPlan PHCS: Extended PPO Network
- Enrollment fee
- $0
- Coverage limit
- Unlimited (subject to visit limits)
- Deductible
- $500
- Max out-of-pocket
- $10,600
- Monthly range
- $329–$1,060/mo
- Coinsurance
- Copay-only plan: 0% extra in-network on covered services
Copays by service
| Service | Your cost |
|---|---|
| Wellness | $0 |
| Primary care | $50 |
| Specialist | $50 |
| Urgent care | $50 |
| Emergency room | $500 |
| Surgery | $1,000 |
Benefits
- No enrollment fee
- Copay-only structure with no in-network coinsurance
- Extended PPO network access
Best suited for
- Copay-only simplicity
- Broad provider access
- No enrollment fee
Important limitations
- ELIGIBILITY PLACEHOLDER — most applicants under age 65; approval may depend on basic health underwriting. Confirm wording with compliance.
- Plan details are transcribed from the published product listing and are not an offer of coverage.
- Pricing varies by age, location and household, and is subject to underwriting.
Estimate your monthly cost
Four quick questions give you an estimated monthly range for LifeX VL 500 Deductible. A licensed consultant confirms your exact price — nothing is applied for here.
Where do you live?
Published as available in 43 states. Available in most states — a consultant confirms eligibility for your state at quote time.
Questions about LifeX VL 500 Deductible?
We can check whether your providers participate and how this compares with the other options available to you.